My Referral Codes [Continuously Updated]

I have organized all my referral codes here. I would be very happy if you can use them.

Credit Cards

American Express

American Express, this link defaults to American Express Cobalt® Card, can be switched to other cards.

• Website: https://americanexpress.com/en-ca/referral/jIACHWXBWW?XL=MIANS

• Invitation code: jIACHWXBWW?XL=MIANS

• Commission rate: Spend at least C$500 per billing period in the first year to get 30,000 Membership Rewards points

Brim Financial

Brim has two Mastercards, both very suitable for overseas spending, no foreign transaction fees, and the WEMC card even gives 2% cashback when spending foreign currency.

• Website: https://brimfinancial.com/?code=4P02UV

• Invitation code: 4P02UV

• Commission rate: You get 1,000 points, I get 2,000 points

Neo Financial 🌟

Apply for simple Canadian 1% Cashback credit card, bank account interest rate 2.25%

• Website: https://card.neofinancial.com/product-referral?utm_medium=Ambassador_FA&utm_source=GenericFA&skip_intro=true&nf_cv=R5G6JN4P&nf_ac=2LZG

• Invitation code: 2LZG

• Commission rate: After your Neo Card is approved, you get an extra C$25 on top of the original offer, I get C$75 bonus (this is really generous). You get six months Everyday Essentials Bundle trial, I get C$35 commission

Wealthsimple Cash

Apply for simple Canadian 1% Cashback credit card, bank account interest rate 2.25%

• Website: http://ws.cash/invite/$davidweng?utm_source=contact

• Invitation code: XCBTPD

• Commission rate: You and I both get C**$5**

Depay

Credit card that can be applied for in China, commonly used to bind to pay for OpenAI

• Website: https://depay.depay.one/web-app/register-h5?invitCode=706404

• Invitation code: 706404

• Commission rate: I can get a three-year Premium Plan after inviting 20 people

Borrowell

Provides Canadian Equifax credit record query

• Website: https://borrowell.com/free-credit-score?utm_campaign=Refer5&utm_medium=mobile&utm_source=refer2022-3935682

• Invitation code: refer2022-3935682

• Commission rate: C$5 Amazon or Starbucks gift card

Wise

Universal method for managing international funds

• Website: https://wise.com/invite/dic/jiachenw19

• Invitation code: jiachenw19

• Commission rate: You get a fee-free transfer up to CA$800 when you sign up with my link. I get CA$115 when 3 friends send over CA$300 in one go.

Bank Accounts

TD Canada Trust

Canada’s second largest bank, relatively friendly to Chinese people

• Document download:

• Commission rate: You and I both get C**$50**

Shopping

Temu

Overseas version of Pinduoduo

• Website: https://temu.to/k/65f9dd04

• Invitation code: fav25518

• Commission rate: You get 30% OFF on your first order, I get C$5 commission

GreatCanadianRebates.ca

The best Canadian shopping rebate website

• Website: https://www.GreatCanadianRebates.ca/register/264434/

• Invitation code: 264434

• Commission rate: I can get a commission equal to 25% of each of your cashback transactions in the next three years

Communications

Fido

Canadian telecom operator

• Website: referme.to/jiachenw-21

• Invitation code: jiachenw-21

• Commission rate: You hold postpaid Data, Talk and Text or Talk and Text plan for 30 days, you and I both get one month free.

Fongo

Canadian free internet phone

• Website: http://get.fongo.com

• My number: 778-775-6351

• Commission rate: You buy Canadian Texting/Global Texting/Fongo Plus, we both get an extra month of subscription. You buy World Calling Credits, we both get $0.25 balance.

Cryptocurrency

Binance

Need no explanation

• Website: https://accounts.binance.com/en/register?ref=ECBDEV03

• Invitation code: ECBDEV03

• Commission rate: You and I both get 10% bonus

VPN

OwO Network

The boss is super nice

• Website: https://eowo.ru/#/register?code=0l5IqjOq

• Invitation code: 0l5IqjOq

• Commission rate: I get a commission equal to 20% of your consumption amount

VPS

Vultr

Famous VPS service provider, recently started providing Free-tier Plan

• Website: https://www.vultr.com/?ref=9382611-8H

• Invitation code: 9382611-8H

• Commission rate: You register for more than 14 days, and spend at least US$35, you get US**$100** balance, I get US**$35** balance

Gaming

Honkai: Star Rail

Honkai: Star Rail “Stel a Invitation” web event

• Website: https://webstatic.mihoyo.com/sr/event/e20230115draw-wtn7k1/index.html?code=DC4KD3PH2N

• Invitation code: DC4KD3PH2N

• Commission rate: Gives some beginner items